Windscreen Insurance in Caboolture
- Insurance-Approved Repairs – We work with major insurers to streamline claims. (Conditions apply)
- Minimal or No Out-of-Pocket Costs – Many policies cover you with little to no excess.
- Hassle-Free Process - With approved insurance companies
Hassle-Free Insurance Claims
Dealing with a damaged windscreen is stressful enough—you shouldn’t have to worry about the insurance process too. At Sunshine Coast Windscreens, we make claiming windscreen insurance simple and straightforward for drivers across the Sunshine Coast. Whether it’s a minor chip or a full replacement, we work with major insurers to handle your claim efficiently.
Our team helps you navigate your policy, ensuring you get the coverage you’re entitled to. Many comprehensive car insurance policies cover windscreen repairs with no excess or minimal out-of-pocket costs. We help handle the paperwork and liaise with your insurer, so you don’t have to.
A damaged windscreen can put your safety at risk. If you need a fast, insurance-approved repair or replacements, we’re here to help. Call
(07) 5428 3377 today to book your service and get back on the road safely.
Fast Approvals, Efficient Service
Insurance claims shouldn’t leave you waiting. We work directly with insurers to process approvals quickly, ensuring minimal disruption for both private vehicles and fleet operators. Our team takes care of the paperwork, so you can focus on getting back on the road.
For businesses, vehicle downtime means lost productivity. That’s why we prioritise efficient service, working to complete repairs and replacements as soon as possible.
We make windscreen insurance claims simple and stress-free. Call
(07) 5428 3377 today to discuss your coverage and book a service.
Frequently Asked Questions
Does car insurance cover windscreen repair and replacements?
Many comprehensive insurance policies include windscreen insurance, covering repairs and replacements. Some policies allow repairs without affecting your excess, while full replacements may require a claim.
It’s best to check your policy details or contact your insurer to confirm coverage.
Will a windscreen insurance claim affect my no-claims bonus?
Some insurers allow windscreen repairs or replacements without impacting your no-claims bonus, especially if repairs are covered without an excess. However, policies vary, so it’s important to review your insurer’s terms to understand how claims may affect your coverage.
What do I need to make an insurance claim for a windscreen replacement?
Most insurers require details such as your policy number, vehicle registration, and a description of the damage. We work directly with insurers to assist with the claim process, ensuring approvals are handled smoothly for fast repairs or replacements.
Does windscreen insurance cover chips and cracks?
Yes, most windscreen insurance policies cover both chips and cracks, depending on the level of cover you have. Comprehensive car insurance often includes windscreen protection either as standard or as an optional add-on.
If you’ve added this cover, minor damage like chips can usually be repaired without paying an excess, while cracks may require a full replacement. Some policies allow one free repair or replacement per year.
It’s important to act quickly—fixing a chip before it becomes a crack can save you from needing a more expensive repair later. Always check your specific policy terms to confirm what's included.
Do I need to pay an excess for windscreen insurance claims?
That depends on your insurer and your level of cover. Some windscreen insurance policies include no-excess claims for repairs, while others may waive the excess only for the first claim in a year.
For replacements, the rules vary—some insurers charge a reduced excess, while others may waive it entirely if you’ve selected windscreen-specific cover.
If your policy doesn’t include glass cover, you’ll likely need to pay your full excess, which can make a minor repair much more expensive. Always review your product disclosure statement or call your insurer before arranging a repair.
Will claiming on windscreen insurance affect my no-claim bonus?
In many cases, a windscreen insurance claim won’t impact your no-claim bonus, especially if it’s for a repair rather than a replacement. Insurers often treat windscreen claims differently from at-fault accidents, but this isn’t a universal rule.
Some insurers protect your bonus for the first glass claim each policy term, while others might reduce it depending on the claim type.
If maintaining your no-claim bonus is important, check with your insurer before lodging a claim. A quick call can clarify whether your policy has a glass claim exemption.
